Cinch Home Warranty Reviews 2025
Cinch Home Warranty is a famous company in the U.S. that helps homeowners with repair costs. They offer plans for appliances & home systems. Their 180-day guarantee and coverage for pre-existing issues are helpful. Some people like the service, but others have had problems with claims and support.
Cinch Home Warranty reviews has an overall rating of ★★★★☆ 4 out of 5 stars.
Cinch Home Warranty Reviews on Reddit
Cinch Home Warranty reviews on Reddit are mixed. Many complain about slow claims, bad service, and hard-to-cancel policies. Some question if it’s worth it, but a few like the repairs done by certain technicians. Customer service is a common problem.
★★★☆☆ (3 out of 5 stars)
Read more insights about Cinch Home Warranty on Reddit.

Cinch Home Warranty Plans And Prices
Cinch Home Services helps homeowners by covering the costs of repairing or replacing important home systems and appliances. They operate in 48 states and offer several warranty plans to meet homeowner needs.
Cinch Home Plan Types
Plan Type | Coverage Services |
---|---|
Appliances-Only Plan | Refrigerators, Ovens, Dishwashers, Washers and dryers |
Systems-Only Plan | Heating and cooling (HVAC), Plumbing systems, Electrical systems, Water heaters |
Complete Home Plan | Combination of appliances and systems coverage |
Prices of Cinch Home Services
- Monthly Premiums:
- Plans start at around $30.99 to $66.99, depending on which plan you choose.
- Service Fees:
- You can choose service fees that range from $100 to $150 per claim, which will affect your monthly payment.
Additional Warranty Details
Benefits | Description |
---|---|
180-Day Workmanship Guarantee | All repairs come with a 180-day guarantee, meaning if something goes wrong again within that time, they will fix it at no extra cost. |
Coverage for Unknown Preexisting Conditions | If there are issues that you couldn’t see when you bought the warranty, Cinch may still cover them. |
Discounts on New Appliances | You can receive discounts on new appliances from certain brands. |
Home Cinch Pay Limits
Like most home warranties, Cinch has limits on how much they will pay for repairs:
- The total maximum amount they will pay for all claims during the coverage period is $10,000.
- Specific limits apply to certain items:
- Air conditioning and heating: $1,500
- Plumbing: $1,000
- Water heaters: $1,000 per unit
- Outside gas line: $2,000
- Outside sewer: $3,000
Cinch Home Warranty Reviews And Claims 2025
Positive Feedback
- Quality Repairs: Customers love skilled technicians and high-quality repairs.
- Easy Claims: Submitting claims online is quick and simple.
- Great for Older Homes: Covers repairs for older houses, which many homeowners appreciate.
Negative Feedback
- Long Waits: Some report delays in appointments and slow support.
- Claims Issues: Getting claims approved can be challenging for some.
- Extra Costs: Unexpected fees not explained upfront have caused complaints.
Ratings
Based on customer feedback and reviews across various platforms, here’s a summary of ratings for Cinch Home Warranty:
- Overall Rating: ★★★☆☆ (3 out of 5 stars)
- Customer Service: ★★★☆☆ (3 out of 5 stars)
- Claims Process: ★★★★☆ (4 out of 5 stars)
- Coverage Options: ★★★★☆ (4 out of 5 stars)
- Repair Quality: ★★★★☆ (4 out of 5 stars)
Read also: Luxury Confidence Reviews | Honest Reviews
How to Sign In to Cinch Home Warranty
To manage your Cinch Home Warranty plan online, follow these steps:
- Visit the Login Page: Go to my.cinchhomeservices.com.
- Enter Your Credentials: Type in your registered email address and password.
- Access Your Account: Once logged in, you can manage your account, request service, check service request status, update payment information, and download your plan documents.
If you do not have an account yet, you can create one by clicking on the registration link available on the login page. You will need your Plan Number (also known as your Contract Number) for quick sign-up.
Cinch Home Contact Information
For inquiries or assistance, customers can reach Cinch Home Warranty through the following contact methods:
- Phone Number: 1-800-824-4100
- Customer Service Hotline: 1-844-324-5688 (available 24/7)
- Website: Cinch Home Services
Customer Service Hours
Cinch’s customer service is available during regular business hours, typically Monday through Friday.
Cinch Home Warranty Locations
Cinch Home Warranty operates in 48 states across the United States. They do not provide services in Alaska or Hawaii but cover many locations including:
- California
- Texas
- Florida
- New York
- Illinois
For a complete list of states where Cinch operates or to check specific coverage in your area, you can visit their official website or contact their customer service.
Read also: Parachute Home Review 2025
Is Cinch Home Warranty Worth It?
Deciding if Cinch Home Warranty is worth it depends on your personal needs. Here are some pros and cons to consider:
Pros
- Flexible Plans: Offers options to fit different needs.
- Easy Online Claims: Simple platform for managing claims.
- Covers Old Appliances: Includes coverage for older appliances.
Cons
- Mixed Reviews: Some praise the service, while others mention issues with wait times and claims.
- Hidden Costs: Some customers faced unexpected fees.
Conclusion
Cinch Home Warranty offers plans to cover appliance and system repairs, with a 180-day guarantee and coverage for unknown issues. Many customers like the service, but some mention delays and communication problems. It has a ★★★★☆ (4/5) rating on TrustedChoice.com, making it a solid choice for homeowners.